1.1 These terms (“ToU”) apply to your access to, and use of, the domain www.billyphain.com (”Website”), and the services available through the Website (“Services”).

1.2 When accessing the Website and using the Services you agree to these ToU.

1.3 We reserve the right to amend these ToU from time to time at our discretion.

1.4 We will always post the most current version of these ToU on the Website and display the ”Last updated” date to reflect the date of the changes.

Our Privacy Policy governs the use and processing of the personal data we collect from, or provided by, you through the Website.

When using the Website, you will not:

• provide false or misleading information;

• use the Website in any way that interrupts, causes damage to the Website;

• circumvent the Website’s security measures; or

• use the Website for any unlawful purpose or in a way which infringes the rights of any third parties.

Our Website and all of the information and materials included on it (“Content”) is either owned or licensed by us, and are protected by applicable copyright, trademark, patent or other intellectual property laws around the world. We reserve all such rights.

You are not permitted to frame the Website or its Content on any other website, or to link to our Website, any page of it and/or to the Content, without our prior written consent.

6.1 This Website, its Content and Services are provided free of charge on an “as-is” and “as available” basis. We exclude all warranties or guarantees in connection with this Website, its Content or Services, to the extent permitted by law.

6.2 We work to ensure that the information made available through the Website is accurate and up to date. However, we cannot guarantee the accuracy of such information or that such information is free from errors or omissions.

To the maximum extent permitted by law:

• our aggregate liability to you under these ToU shall in no event exceed NZ$100; and

• we shall not be liable to you for any indirect losses and damages.

8.1 These ToU and any matter relating to your access to, or use of, the Website shall be governed by and will be interpreted in accordance with the laws of New Zealand.

8.2 You and we agree to submit any dispute arising out of, or relating to, these ToU including the validity, interpretation, breach or termination thereof, to the exclusive jurisdiction of the courts in New Zealand.